Legacy Financial Group, LLC.
Twin City Insurance Agency, LLC.
Sechrist Insurance Agency, LLC.
Transnet Financial Group, LLC.
All-4-One Insurance.
Terms of Use – Including Our Use of Cookies
Last updated 4/17/2025
INTRODUCTION
These terms and conditions (“Terms of Use”) together with our Privacy Policy are a legally binding agreement between the user (“User” or “you“) of our Services and Legacy Financial Group, LLC or one of the other companies listed above (“LFG“, the “Company”, “we” or “us“).
Legacy Financial Group, LLC., Twin City Insurance Agency, LLC., Sechrist Insurance Agency, LLC., Transnet Financial Group, LLC., All-4-One Insurance, (“we” or “us” or “our”) may use cookies, web beacons, tracking pixels, and other tracking technologies when you visit any of our websites or subdomains of those websites. The websites currently include golegacyinsurance.com, legacy-financial-group.com, twincityinsuranceagency.com, and transnetfinancialgroup.com. This also includes any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”) to help customize the Site and improve your experience.
We respect your privacy and the use and protection of your non-public, personal information. Your submission of personal information through the Website is governed by our Privacy Policy. Our Privacy Policy may be viewed at https://golegacyinsurance.com/privacy-policy. LFG reserves the right to modify its Privacy Policy in its reasonable discretion from time-to-time. Our Privacy Policy is incorporated into this Agreement by reference.
We reserve the right to make changes to this Terms of Use Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Policy. Any changes or modifications will be effective immediately upon posting the updated Terms of Use on the Site, and you waive the right to receive specific notice of each such change or modification.
You are encouraged to periodically review this Terms of Use Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Terms of Use Policy by your continued use of the Site after the date such revised Terms of Use Policy is posted.
The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice and any or all agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”,” LFG”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance, and any consideration necessary to undertake the process of any of our services in the most appropriate manner, whether by email, SMS Text, Facsimile, Telephone Call, Social Media, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated promotions, products, or services, and in accordance with and subject to, prevailing law of United States. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
USE OF COOKIES
A “cookie” is a string of information which assigns you a unique identifier that we store on your computer. Your browser then provides that unique identifier to use each time you submit a query to the Site. We use cookies on the Site to, among other things, keep track of services you have used, record registration information, record your user preferences, keep you logged into the Site, facilitate purchase procedures, and track the pages you visit. Cookies help us understand how the Site is being used and improve your user experience.
By using Legacy Financial Group’s website, you consent to the use of cookies in accordance with our privacy policy.
TYPES OF COOKIES
The following types of cookies may be used when you visit the Site:
Advertising Cookies
Advertising cookies are placed on your computer by advertisers and ad servers in order to display advertisements that are most likely to be of interest to you. These cookies allow advertisers and ad servers to gather information about your visits to the Site and other websites, alternate the ads sent to a specific computer, and track how often an ad has been viewed and by whom. These cookies are linked to a computer and do not gather any personal information about you.
Analytics Cookies
Analytics cookies monitor how users reached the Site, and how they interact with and move around once on the Site. These cookies let us know what features on the Site are working the best and what features on the Site can be improved.
Our Cookies
Our cookies are “first-party cookies”, and can be either permanent or temporary. These are necessary cookies, without which the Site won't work properly or be able to provide certain features and functionalities. Some of these may be manually disabled in your browser, but may affect the functionality of the Site.
Personalization Cookies
Personalization cookies are used to recognize repeat visitors to the Site. We use these cookies to record your browsing history, the pages you have visited, and your settings and preferences each time you visit the Site.
Security Cookies
Security cookies help identify and prevent security risks. We use these cookies to authenticate users and protect user data from unauthorized parties.
Site Management Cookies
Site management cookies are used to maintain your identity or session on the Site so that you are not logged off unexpectedly, and any information you enter is retained from page to page. These cookies cannot be turned off individually, but you can disable all cookies in your browser.
Third-Party Cookies
Third-party cookies may be place on your computer when you visit the Site by companies that run certain services we offer. These cookies allow the third parties to gather and track certain information about you. These cookies can be manually disabled in your browser.
CONTROL OF COOKIES
Most browsers are set to accept cookies by default. However, you can remove or reject cookies in your browser’s settings. Please be aware that such action could affect the availability and functionality of the Site.
For more information on how to control cookies, check your browser or device’s settings for how you can control or reject cookies, or visit the following links:
Apple SafariGoogle ChromeMicrosoft EdgeMicrosoft Internet ExplorerMozilla FirefoxOperaAndroid (Chrome)BlackberryIphone or Ipad (Chrome)Iphone or Ipad (Safari)
In addition, you may opt-out of some third-party cookies through the Network Advertising Initiative’s Opt-Out Tool.
OTHER TRACKING TECHNOLOGIES
In addition to cookies, we may use web beacons, pixel tags, and other tracking technologies on the Site to help customize the Site and improve your experience. A “web beacon” or “pixel tag” is tiny object or image embedded in a web page or email. They are used to track the number of users who have visited particular pages and viewed emails, and acquire other statistical data. They collect only a limited set of data, such as a cookie number, time and date of page or email view, and a description of the page or email on which they reside. Web beacons and pixel tags cannot be declined. However, you can limit their use by controlling the cookies that interact with them.
GIVEAWAYS
Periodically the Company may run promotions that do not require any type of purchase. If you want to participate in any Giveaway Promotion sponsored by the Company you must be at least 18 years of age. You also agree to provide LFG with a valid email address and a valid telephone number which can be used to contact you regarding the notification or status of any winners, insurance quote requests, or any other marketing reasons. Failure to maintain a valid email address and/or a valid telephone number will invalidate all Giveaway Promotion Entries for which you are currently participating.
If you are chosen as a winner in one of our Giveaway Promotions you agree to provide the Company with a valid social security number for reporting winnings to the Internal Revenue Service that are in excess of $600 for the year. If you are chosen as a winner in a Giveaway Promotion for cash you agree to receive payment from the Company by one of the following third-party services: Zelle, Venmo, or CashApp. These third-party services may be changed, removed, or additional services added in the future. Odds of winning are dependent on the number of entries receive. The Cash Giveaway Promotion is currently open on a continuous monthly basis with extra Entries provided to those requesting specific information from the Company. Anyone who does not request the specific information from the Company is limited to one (1) free Entry per 12 Month period. Giveaway Promotions may be discontinued by the Company at any time and for any reason at the Company’s discretion. When the Cash Giveaway Promotion is being implemented it will have a minimum of six (6) winners with a minimum payout to those six winners of $150 total. The monthly Cash Giveaway to an individual who is declared a winner may range from $25 to $1,000. Currently the maximum amount that any individual can receive from the Cash Giveaway Promotion is $1000 and the $1000 is only awarded to one winner from all Entries received during that monthly giveaway. The $1,000 Cash giveaway is generally given away once every 18-24 months.
If you are chosen as a winner in one of our Giveaway Promotion you agree to provide LFG with any required information necessary to process your winnings. This includes your legal name, address, city, State, zip code, phone number, and your valid email address. In some cases, it may also include your Social Security number as required by the Internal Revenue Service for any winning above $600 for the year.
LICENSE
Unless otherwise stated, LFG, or its licensors own the intellectual property rights for all material on LFG’s website and other printed or electronic media. All intellectual property rights are reserved.
You must not: Republish material from any of our Sites; Sell, rent, or sub-license material from any of our Sites; Reproduce, duplicate, or copy material from any of our Sites; or Redistribute content of LFG (except for content that is specifically published for redistribution).
USER COMMENTS
Certain parts of this website offer the opportunity for users to post and exchange opinions, information, material, and data (“Comments”) in areas of the Website. We do not screen, edit, publish, or review Comments prior to their appearance on any of our websites, and Comments do not reflect the views or opinions of LFG, its agents, or its affiliates. To the extent permitted by applicable laws, LFG shall not be responsible or liable for the Comments or for any loss, liability, damages, or expenses caused or suffered as a result of any use of or posting of or appearance of the Comments on this website.
LFG reserves the right to monitor all Comments and to remove any Comments which it considers in its absolute discretion to be inappropriate, offensive, or otherwise in breach of these Terms and Conditions.
You warrant and represent that: You are entitled to post the Comments on our website and have all necessary licenses and consents to do so; The Comments do not infringe any intellectual property right, including without limitation copyright, patent or trademark, or other proprietary right of any third party; The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material or material which is an invasion of privacy; and The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant to us a non-exclusive royalty-free license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.
HYPERLINKING TO OUR CONTENT
Third-party websites may link to one of our home pages, to publications, or to other pages on any of our websites so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
Approved organizations may hyperlink to any of our websites as follows: By use of our corporate name; By use of the uniform resource locator (web address) being linked to; and by use of any other description of one of our websites or material being linked to that makes sense within the context and format of content on the linking party’s site.
No use of our logo or other artwork will be allowed for linking absent a trademark license agreement.
IFRAMES
Without prior approval and express written permission, you may not create frames around any of our web pages or use other techniques that alter in any way the visual presentation or appearance of any of our websites.
CONTENT LIABILITY
We shall have no responsibility or liability for any content appearing on your Website. You agree to indemnify and defend us against all claims arising out of or based upon your Website.
No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.
RESERVATION OF RIGHTS
We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to any of our websites upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.
If you send comments or suggestions about the Site to the Company, including, but not limited to, notes, text, drawings, images, designs or computer programs, such submissions shall become, and shall remain, the sole property of the Company. No submission shall be subject to any obligation of confidence on the part of the Company. The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.
DISCLAIMER
This website is intended to be for educational and entertainment purposes only. LFG does not promise, guarantee, or warrant any success, income, being selected for a giveaway, increased odds of winning, or other opportunities. Anyone who participates in one of our giveaways or purchases one of our products or services will receive access to software and tools to assist with their respective services and offerings. However, we do not guarantee your success and based upon many market factors that we cannot control, support, software and tools we provide may or may not be applicable to your specific circumstance. Further, we do not make guaranteed winnings claims to you, earnings claims, efforts claims, return on investment claims, or claims that our support, software, tools, or other offerings will make you any specific amount of money, and it is possible that you will not earn any money or return on money you have paid to us or any affiliated company. We do not sell a business opportunity, “get rich quick” program, guaranteed system, franchise system, or a business in a box. You should not enter one of our giveaway drawings or purchase our products or services if that is your expectation. Instead, you should enter to win one of our drawings or purchase with the understanding that using the information or making a purchase will take time and may be applicable in some situations but not others. This site is not a part of any insurance providers website. Additionally, this site is not endorsed by any insurance provider in any way. Also, we do not offer any tax, accounting, financial, or legal advice. You should consult your business’ accountant, attorney, or financial advisor for advice on these topics.
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose or the use of reasonable care and skill). Nothing in this disclaimer will: limit or exclude your liability for death or personal injury resulting from negligence; limit or exclude your liability for fraud or fraudulent misrepresentation; limit any of your liabilities in any way that is not permitted under applicable law; or exclude any of your liabilities that may not be excluded under applicable law.
To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Testimonials, Reviews, And Pictures/videos
LFG is pleased to hear from users and customers and welcomes your comments regarding our services and products. LFG may use testimonials, Giveaway winners’ information, and/or product reviews in whole or in part together with the name, city, and state of the person submitting it or winning a Giveaway. Testimonials may be used for any form of activity relating to LFG’s services or products, in printed and online media, as LFG determines in its sole and exclusive discretion. Testimonials represent the unique experience of the participants and customers submitting the testimonial, and do not necessarily reflect the experience that you may have using our services or products. Note that testimonials, photographs, and other information that you provide to us will be treated as non-confidential and non-proprietary, and, by providing them, you grant LFG a royalty-free, worldwide, perpetual, non-exclusive and irrevocable license to use them.
Additionally, LFG reserves the right to correct grammatical any typing errors, to shorten testimonials prior to publication or use, and to review all testimonials prior to publication or use. LFG shall be under no obligation to use any, or any part of, any testimonial or product review submitted.
PERMISSION TO CONTACT
By inputting your contact information into any form, including your telephone number, email address, or street address, you provide express consent for LFG to send you future information, contact you, and to monitor and record these communications to assure the quality of service or for other marketing reasons. This means we may contact you via email, postal mail, residential phone number, mobile phone number, and text messaging (including use of automated dialing equipment and pre-recorded calls) even if your name is on the Federal “Do-not-call List.”
When you submit your information to LFG, you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning new products, services, Giveaway information, or other records or correspondence from the Company. You consent to receive notices electronically by way of transmitting the notice to you by email or text messaging.
Removal of links from our website
If you find any link on our website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.
Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available, a Giveaway promotion will continue, or that the material on the website is kept up to date.
OTHER
The Company shall not be responsible for any performance or service problems caused by any third-party website or third-party service provider (Including, for example, video player services, email services, content delivery networks, document display and delivery services, E-Learning platforms, online forms services, signature capturing services, payment processing services, and/or any updates or upgrades to those platforms). Any such problem shall be governed solely by the agreement between you and that provider. The Company reserves the right to determine, in its sole discretion, whether the company is responsible for any such malfunction or disruption. The Company also reserves the right to limit your use of the site and/or the content or to terminate our relationship with the company should the company determine that you have violated these terms of use, or that you have violated any other rules or conditions of the company.
The company reserves the right to refuse access to the site and/or the company’s content, products, and/or services to anyone in its sole discretion. The Company reserves the right to determine, in its sole discretion, whether the company is responsible for any such malfunction or disruption. The company may, in its sole discretion, refund any fee charged to you or a pro-rata portion thereof consistent with the company’s refund policy. The company shall refuse any refund thirty (30) days after your payment of any fees to the company regardless of the reason for disruption.
In no event shall the company be liable for any special, incidental, indirect, punitive, reliance, or consequential damages, whether foreseeable or not, including, but not limited to, damage or loss of property, equipment, information or data, loss of profits, revenue or goodwill, cost of capital, cost of replacement services, or claims for service interruptions or transmission problems, occasioned by any defect in the site, the content, and/or related materials, the inability to use service provided by the Company or any other cause whatsoever with respect thereto, regardless of theory of liability. This limitation will apply even if the Company has been advised or is aware of the possibility of such damages.
NO WAIVER
No failure or delay on the part of LFG in exercising any right, power or remedy under this Agreement may operate as a waiver, nor may any single or partial exercise of any such right, power, or remedy preclude any other or further exercise of such right, power, or remedy, or the exercise of any other rights, power, or remedy under this Agreement. A waiver of any right or obligation under this Agreement shall only be effective if in writing and signed by Legacy Financial Group, LLC.
JURISDICTION
This agreement shall be governed by the laws of the state of Colorado without regard to principles of conflict of laws. Any legal claim arising from this agreement shall be brought and heard in a Weld County, Colorado court.
PRIVACY POLICY
For more information about how we use information collected by cookies and other tracking technologies, please refer to our Privacy Policy posted on the Site. This Cookie Policy is part of and is incorporated into our Privacy Policy. By using the Site, you agree to be bound by this Cookie Policy and our Privacy Policy.
CONTACT US
If you have questions or comments about this Cookie Policy, please contact us at:
Legacy Financial Group, LLC.
1710 9th St
Greeley, CO 80631-3134
Phone: 1-970-378-1031
Fax: 1-970-378-1032
Email:
