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Burial insurance (final expense, funeral insurance) is a basic type of life insurance policy that is generally used to pay for funeral services and expenses related to the funeral. This type of plan usually consists of a small whole life insurance policies that will last the insured’s lifetime at a premium that does not change.- Usually until the person reaches the age of 100. These plans can often take care of other costs besides burial or cremation fees such as small debts, travel expenses for relatives , wake expenses etc.
We work with numerous burial insurance plans that can fit a variety of needs and applicants generally do not have to go through a health exam in order to obtain it. The applicant is usually asked to swear that they are not terminally ill and allows us to get coverage for almost anyone - You can usually get coverage regardless of your health.
A basic type of life insurance that is used to pay for funeral services and merchandise costs. This policy usually covers people until they reach the age of 100. Applicants do not have to go through a health exam in order to obtain it, they are usually asked to swear that they are not currently ill or in a nursing home.
Burial insurance is a cash policy, which means it builds a cash value over time. Premiums to this type of insurance do not change, and this policy provides permanent coverage. Some of the costs covered by this insurance include funeral service, cemetery plot and headstone, casket, funeral procession and other miscellaneous costs.
Types of Life Insurance Policies
Optional Riders & Supplemental Benefits
Glossary of Life Insurance Terms